While choosing health coverage, start by comparing plans from 2-3 preferred insurers. Have a close look at the inclusions and exclusions in the most basic plan offered. Do not base your decision solely on the premium, instead consider plans with fewer conditions and restriction Eliminate plans that exclude your doctor or any local doctors in the provider network. Determine whether you want more health coverage and higher premiums, or lower premiums and higher-out-of-pocket costs. Make sure any plan you choose will pay for your regular and necessary care, like prescriptions and specialists.
Founded in 1853, Aetna Inc. is an American managed health care company that sells traditional and consumer directed health care insurance and related services, such as medical, pharmaceutical, dental, behavioral health, long-term care, and disability plans, primarily through employer-paid insurance and benefit programs, and through Medicare. Since November 28, 2018, the company has been a subsidiary of CVS Health.
Founded in 1792, Cigna is an American worldwide health services organization based in Bloomfield, Connecticut. Its insurance subsidiaries are major providers of medical, dental, disability, life and accident insurance and related products and services, the majority of which are offered through employers and other groups. Cigna is incorporated in Connecticut.
Coventry Health Care, Inc. is a diversified national insurer in the United States. Based in North Bethesda, Maryland, Coventry operates health plans, insurance companies, network rental and workers’ compensation services companies. Coventry provides a full range of risk and fee-based managed care products and services to a broad cross section of individuals, employer and government-funded groups, government agencies, and other insurance carriers and administrators.
Humana Inc. is a for-profit American health insurance company based in Louisville, Kentucky. As of 2014 Humana had over 13 million members in the U.S., reported a 2013 revenue of US$41.3 billion, and had 41,600 employees. There are many valuable reasons to join Humana for your health care needs. In 2018, the company ranked 56 on the Fortune 500 list, which made it the highest ranked (by revenues) company based in Kentucky. It has been the third largest health insurance in the nation.