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Senior Discounts and Savings

Hundreds of retailers, restaurants, travel companies, and other stores offer senior discounts to help you save on purchases of all kinds.

This list includes a bunch of discounts that you can take advantage of today. Don’t see a company you’re looking for on our list? It never hurts to ask if an establishment offers a senior discount!

Many of the discounts below require an AARP membership. Not an AARP member? You’re missing out on big savings. Check out our AARP membership guide to learn how to get started.

Relish your golden years with savings! Many businesses offer exclusive discounts to customers over a specific age. You may be surprised that some senior discounts are offered long before you turn 65, as not all companies classify senior citizens in the same way. Ready to start saving on your favorite leisure activities, restaurants, grocery stores, and more? Our research team has compiled over 100 senior discounts to cash in on.

What Are Senior Discounts?

Senior discounts are a fantastic way to maintain your budget and enjoy the benefits of being an older adult. Keep in mind, there is not a legal requirement to offer discounts to seniors, so it pays to ask before you buy. If you can think of it, there just might be a discount for it!

How Old Do You Have to Be to Receive a Senior Discount?
While 65 is the age to officially claim Medicare, many senior perks and discounts start much earlier! If you enroll in an AARP or Association of Mature American Citizens (AMAC) membership on your 50th birthday, you’ll have a head start cashing in on senior discounts. For all other discounts, the minimum age requirements vary based on the company or location and can range from 50 to 65 years of age.
Unsure if you qualify for a senior discount? Don’t hesitate to ask! Not all businesses advertise their discounts for older adults, so a little detective work might be in order.

Popular Types of Senior Discounts

From retail and grocery to insurance and health care, there are all types of senior discounts to claim. Maximize your savings and make the most out of your purchases (large or small) by cashing in on the following discounts. You can also watch the video below with SeniorLiving.org Editor-in-Chief, Jeff Hoyt, to learn more about the best senior discounts.

Retail Senior Discounts

Kick your retail savings up a notch! While not all retail stores provide a dedicated senior discount, many offer impressive savings with a store rewards card or other perks.

  • Amazon Prime – 50% off Prime membership online – Must be a qualifying government assistance recipient, including SSI and SNAP
  • Bealls Coast2Coast Rewards – 10% off your purchase in-store on Tuesdays – No age requirement
  • Big Lots Big Rewards – Cash-back rewards, VIP shopping day discounts, and a birthday surprise – Must create a Big Lots account
  • CVS ExtraCare – Earn 2% back in ExtraBucks Rewards every time you use your ExtraCare card – CVS ExtraCare card member
  • CVS Veterans Advantage – 20% off your purchase online – VetRewards member
  • Home Depot – Price match guarantee – No age requirement
  • Goodwill Senior Savings Day – 10% off your purchase in-store on Tuesdays – 60+ years old
  • JOANN Senior Discount Day – 20% off your purchase in-store (check your local store for their senior schedule) – 55+ years old, must present a state-issued photo ID for proof of age upon checkout to receive discount
  • Kohl’s – 15% off your purchase in-store on Wednesdays – 60+ years old, must present a state-issued photo ID for proof of age upon checkout to receive discount
  • Lowe’s Veteran Program – 10% off your purchase – Military veterans must first enroll online; valid photo ID required at checkout
  • Ross Dress for Less 55+ Program – 10% off your purchase in-store on Tuesdays – 55+ years old, must provide a photo at checkout
  • Michaels – 10% off your purchase – 55+ years old, must create a Michaels

Grocery Store Senior Discounts

Food not only nourishes our bodies, it’s an important part of our overall health. Shopping at your local supermarket doesn’t have to break the bank; there are quite a few ways to save. Free rewards cards, coupon clipping, buying in season, and senior-specific discounts, or senior discount days will help with your grocery shopping costs. These major grocery retailers offer discounts.

  • ACME Markets – Savings each week in coupons and deals, earn points, and redeem rewards for discounts on gas or groceries – U reward card member
  • Albertsons – Savings each week in coupons and deals, earn points, and redeem rewards for discounts on gas or groceries – U reward card member
  • Food Lion – Receive personalized savings and ways to earn rewards each month – Shop & Earn MVP Monthly Rewards card members
  • Fred Meyer – Save 10% on select items every first Tuesday of the month – 55+ years old
  • Harris Teeter – Save 5% on your purchase every Thursday – 60+ years old
  • Kroger – Save with coupons and special promos, earn cash back, fuel points, and community rewards – Shopper’s card member
  • Safeway – Savings each week in coupons and deals, earn points, and redeem rewards for discounts on gas or groceries – U reward card member

Restaurant Senior Discounts

One of the easiest places to get a senior discount is at your favorite restaurant, coffee shop, or diner. Be sure to ask if there’s a senior menu or early dinner discount. Many chain restaurants are independently owned, so discounts or promotions will vary by location.

The great news is even if a restaurant doesn’t offer a senior discount, there are still savings to be had! For example, Chili’s, Red Lobster, Tim Hortons, and Panera Bread offer free membership rewards programs to all customers, so you can earn free food and discounted meals.

  • Bubba Gump Shrimp Co. – Save 10% on food and nonalcoholic beverages – Present AARP card at checkout
  • Bonefish Grill – Save 10% on food and nonalcoholic beverages – Present AARP card at checkout
  • Carrabba’s Italian Grill – Save 10% on food and nonalcoholic beverages – Present AARP card at checkout
  • Bruster’s – Save 25 cents per purchase – 60+ years old and a Bruster’s Kid at Heart card
  • Corner Bakery Cafe – Save 10% off your check – Present AARP card at checkout
  • Denny’s – Save 15% off your check when you dine from the 55+ menu – Present AARP member to save
  • Outback Steakhouse – Save 10% on food and nonalcoholic beverages – Present AARP card at checkout
  • McDonald’s – Discounted or free coffee at participating locations – 55+ years old
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